Is there a need to carry liability insurance for providing professional counseling services over the Internet?

While option B suggests that there are no international ethical standards, it is important to clarify that this does not adequately address the potential risks associated with providing professional counseling services over the Internet. The correct answer highlights the necessity of carrying liability insurance primarily because it serves as a safeguard against any claims that may arise during the course of providing these services.

Professional counseling, even if conducted online, carries inherent risks that can lead to legal repercussions, such as malpractice claims or client complaints. Liability insurance provides coverage for legal fees, settlements, or judgments related to these claims, offering peace of mind for the counselor and enabling them to focus on their clients without the constant concern of financial liability.

Additionally, various professional organizations and regulatory bodies recommend or require counselors to maintain some form of professional liability insurance to ensure accountability and protect both the counselor and the clients. While ethical standards may vary across different jurisdictions and regions, the importance of risk management through liability insurance remains a consistent theme in ethical practice.